Allen Iverson's bank account has been commandeered by a Georgia judge ... who's garnishing the former NBA star's earnings so A.I. can repay a 6-figure debt to his flashy GA jeweler.

According to court papers obtained by TMZ ... Iverson was sued back in 2010 for allegedly stiffing Aydin & Company Jewelers on a $375,000 bill.

The records show ... A.I. never responded to the lawsuit ... so a default judgement was issued in favor of the jewelry store ... allowing A&C to collect $859,896.46 for the bling, court costs, interest and attorneys fees.

But A.I. still didn't pay ... so earlier this month .. the judge signed off on an order which allows the store to recoup their loss directly from Iverson's Wells Fargo bank account.

So far, it's unclear if the store has received its money. Calls to Iverson's rep have not been returned.

http://www.tmz.com/2012/01/30/allen-iverson-jewelry-store/#.TydAEvl9NHc

First of all, what wages?  He's working somewhere?   And second, I love AI the basketball player, but when it comes to his personal livelyhood, this dude is an ASS! Plain and simple.  He needs to go somewhere and talk to somebody about his depression, because that's what it sounds like he's going through to me, then he needs to get himself together and become a more responsible person.  Not just a man or father, but a person in general.  Come on now. You're ditching jewelers now? WTH are you still buying jewelry for anyway? How old are you again? I mean, really.